If you have come to this page, then you are interested in the ever changing and ever evolving world of personal finance. Maybe you have been a grizzly old investor for many years or you’re simply starting out on your path to learning about finances for the very first time. In any event, I foresee that you will find some value from listening to my ramblings.
I’ll start off with my name. It is Amit (A-meat). I had a personal financial epiphany about two years ago. I realized that I didn’t know anything about investing or even how my money was being managed. I simply followed what everyone else was doing.
That meant, contribute to your retirement through a company pension plan and go to the bank and get them to help you manage your other money.
Since I didn’t know anything, it was best to have a professional do the investing for me. They know best, right?
Then it happened on me to read one very important book that would change my world and possibly the trajectory of my entire life. I learned things about my money that I didn’t know before and it also made me feel a little ashamed for how little I actually knew.
What book you ask? I will get to that a little later. It’s more important that you know how I felt after I finished that book. I felt a unique type of anxiety that I have never experienced before. The information that I read about how my finances were probably being handled and how much I was paying in investment fees made my head spin.
I raced to my investment portfolio (old bank statements that were packed away never again to see the light of day) to see how my investments were doing. I was horrified to find out that my actively managed mutual funds were underperforming the market returns all the while taking a handsome cut from my hard-earned money.
I have spent that last two years consuming as many books, YouTube videos, podcasts, and blog posts on personal finance as I could, education myself on how to be self-sufficient when it came to my investments.
Now let it be known that I have no financial background and training. Everything I have learned is self-taught. I have not figured out any magic recipe to financial success. I am simply following in the footsteps of proven techniques from those smarter than me.
Please note that any information I present on this blog is strictly my own personal opinion and should not be taken as investment advice.
Friends, I ask you to come on me with this financial journey. I will never claim to have all the answers, but I hope to pass along something for everybody and I encourage those who do enjoy this page to send me a message and give me some feedback (good or bad) in a positive and constructive way.
Now, if you are still here and not bored out of your mind, that is fantastic! So, if you were wondering about what book started me on this journey to here it is. (spoiler: Its not a book I wrote, but wish I did).
See you on the Yellow Chair!